The "post pictures of your house" thread

[aychamo_aycono]

Originally Posted by Naerik

id post but im renting, house shopping now actually.

See here in LA, the housing market has gone to shit, i can buy a 800k house for around 450k.

gotta love trust fund babies

So you have a trust fund and you're making fun of people for having actual financial worries, etc? Go die.

[Needless]

Hah. most people here are actually posting pictures of their nice houses or.. friends houses it seems. I figured id shoot a picture of my tiny ass apartment i just moved into for kicks.

In college so its teeny tiny.

Last picture for lulz. day i moved in thats across the street.. flooded city ftw.

[Naerik]

Originally Posted by aychamo_aycono

So you have a trust fund and you're making fun of people for having actual financial worries, etc? Go die.

you first

[chaos]

Originally Posted by Lyrical

What % do you think you saved (if this was a regular sale)? Also, was the purchase that much harder than a regular purchase of a house?

Well the house I bought sold for $450k a little over a year ago, in this market it's worth more like 270-300, and I got it for 220. I would say that if it had been owned by a person rather than a bank, I would have paid 300 for it. So I think I really got a great deal.

As for the process, for this particular house it wasn't that bad, but this is coming after spending weeks looking at forclosures. It's owned by Indy Mac, so they wanted me to jump through their hoops, get a pre-approval through their bank even though I've secured my own financing, basically I had to provide documentation for underwriting twice for one loan, and provide Indy Mac with a bunch of information which is irrelevant, and put down a 2% good faith deposit.

Also, almost every forclosure I looked at was just trashed. I don't really recommend it, luckily I had a patient realtor who knew where to look.

[chaos]

Originally Posted by findar

this is one thing people dont realize is the major issue with home ownership. yardcare. holy fuck it can overwhelm you. i dropped $200 alone in just a 20 foot row of bushes today.

Yeah I haven't even started planning on landscaping and stuff like that, I am just buying the basics, like a mower, trimmer, edger, shovel, rake, etc. I was really surprised at how expensive it is.

[EnigmaticParadigm]

Our backyard has a ton of potential, but right now it looks like Mars. The sprinkler system is already up and running in the front yard, so now I have to purchase pvc pipes, sprinkler heads, etc for the backyard. Have to measure out the diameter of each sprinkler head spray zone to make the most use of the space. However, before that, I need to draw it all out and dig all those fucking ditches. I really wouldn't care all that much if the ground was a little soft. Right now its like taking a pick-axe to a diamond.

Watering dirt ftw.

Our backyard is roughly 100ft by 70ft and pretty much flat. To put in a sprinkler system, sod, some trees and bushes we were looking at, stone/brick walkways, a spa, a bbq "island", fire pit, and lighting will cost us around $10,000 to $13,000. I'm trying to do what I can myself with advice and help from friends who have installed their own various items. Lots of days I want to say fuck it and hire people to do it, but I'm saving quite a bit of money doing it myself. Only thing I won't do myself is lay the gas pipe for the bbq island or lay and set the stone walkways. Uneven paths and deadly explosions I can do without.

Since we won't be in this house >10 years, we decided against a swimming pool. Sure, it would add some value to the home, but we honestly wouldn't use it all that much and our good friends 5 houses down have a ~$50,000 pool. We made the deal that they get the pool (they have kids, we don't) and we'll get the spa and home gym. Working out pretty good so far.

Wow, first-morning-cup-of-coffee-post. jkafkdjdkl

[Millie]

Originally Posted by Naerik

you first

It's not cool to be a douchebag about other people's finances. People come from very different circumstances and backgrounds, and while you may not consider $40,000 in savings to be a lot of money, others have worked very hard to save that much up.

I'll be the first to admit that I like to spend money and collect expensive things. I'm very materialistic. But I never kid myself into thinking that my money or my things are reflections of my worth as a human being. They're just toys that I'm able to get because I was born into fortunate circumstances. They're not my accomplishments, and they are no substitute for accomplishments.

[Lithose]

Originally Posted by Naerik

not to downplay anything

but saving for years for:

1. mame machine...3grand tops?
2. remodling bathroom....10 grand?
3. outdoor fireplace.....1grand?
4. jacoozie half broken....2 grand?
5. house in vegas area....250 grand?

but you probably have a 30 year mortgage....so lets say 10% downpayment of 25k

41 grand....life savings


lame :/

Must be awesome to not have college loans, car payments, insurance payments, dental expenses, medical expenses and other incidentals because mommy and daddy dearest covered it.

[GrobbeeTrull2.0]

Originally Posted by Zennin

wait wait wait wait....Aychamo is going to be a fkin doctor?! this is the guy that was flashing not only his ass but his brown eye all over yahoo live for like a week? omg! avoid hospitals in nyc!!

"Hello, I am Dr. Aychamo. Today I will be showing you my hairy rectum. Questions? Comments? Concerns? No matter... /drops pants and bends over"

*runs away crying*

Don't worry, his degree is from some Caribbean university.

[aychamo_aycono]

Originally Posted by GrobbeeTrull2.0

Don't worry, his degree is from some Caribbean university.

You know, I've seen some people write this before, as if it's some bad thing. It just wreaks of ignorance and jealousy. Do you think US schools have magical textbooks that no one else has access to? My USMLE Step 1 score is one standard deviation above the US national average. In clinical rotations we rotate along with US med school students. lol.

[Naerik]

Originally Posted by Millie

It's not cool to be a douchebag about other people's finances. People come from very different circumstances and backgrounds, and while you may not consider $40,000 in savings to be a lot of money, others have worked very hard to save that much up.

I'll be the first to admit that I like to spend money and collect expensive things. I'm very materialistic. But I never kid myself into thinking that my money or my things are reflections of my worth as a human being. They're just toys that I'm able to get because I was born into fortunate circumstances. They're not my accomplishments, and they are no substitute for accomplishments.

I guess i was raised differently. I dont have a collection of expensive things, only thing i collect is dividends and those are just reinvested.

It's killing me to waste money on rent...but market isnt right to buy yet.

[Millie]

Originally Posted by Naerik

I guess i was raised differently. I dont have a collection of expensive things, only thing i collect is dividends and those are just reinvested.

It's killing me to waste money on rent...but market isnt right to buy yet.

I don't care what you do with your trust fund or how wisely you invest it (and your implication that I don't invest my money wisely is neither appreciated nor correct, FYI). I'm just saying that it's kind of a douchebaggy move to criticize or make fun of others who weren't born into trust funds and are struggling to save up some money. Obviously I have no idea how you were raised, but I'm sure your parents raised you to show some respect for those less fortunate than yourself. If they didn't, well, they should have. :\

[Arbitrary]

His parents are long dead. They left him a trust fund.

Corpses can't raise children for shit.

[Szlia]

Originally Posted by Arbitrary

Corpses can't raise children for shit.

Now that's a great tag line for a zombie comedy!

[Gigfc]

Originally Posted by Szlia

Now that's a great tag line for a zombie comedy!

Szlia from Tunare?