Oh I have that. I do T2 missions in my Caracal. Investing the money I got from that in trading as the isk per hour is a lot higher. Need to build up a buffer so that I can recover from a loss of a cargo, but now in the start it is very risky of course. I check the "ships destroyed in the last hour" constantly
Edit: Missed the bolded part so I thought you meant my grasp of what happens when I disconnect was wrong.