We were exceptionally lucky with our home. Was the 2nd to last home on "Track B" that had not sold yet; two seperate buyers' financing fell through. The house was supposed to sell for $285,000, but we picked it up for $220,000. We got locked in at 5.0% for 30 years. Nehemiah Gift Fund covered our closing and FHA covered our down. We were paying ~ $1200/mo for our apartment previously. With our mortgage, insurance, and taxes included, our monthly payment is now $1,570.
Needless to say, were are happy campers. All "gas appliance" home, so our utilities thus far have been dirt cheap compared to our apartment. I honestly don't have any complaints. Added expenses are obviously garbage, water, sewage, home security, pest control, gardener, etc, but we've been doing just fine (home came in with built-in alarm that we switched over to ADT).
Wish I would have purchased this nice 'lil tax write-off years ago
; I got raped this year in taxes. Go-go making $129,000 and having only your student loan interest and IRA to write off
. I could have included "work related purchases," but it wouldn't have made much difference.
WTB tax shelters, PST. Guess I'll have to get married and have the good 'ole Mrs. Uterus pop out 13 kids by December.
Odd tangent, I think I'm the only person left out of my group of friends who hasn't gotten married yet or had kids. I must be a Morlock.
