| Quick question: I have life insurance, mostly due to complications caused by business succession etc in the event I kick it. It's payable to my company and not me. Either way, when I was first insured, they had a nurse come out to my place to do a bunch of tests, make sure I wouldn't drop dead right away etc. At one point she out of nowhere asked if I smoked pot, to which I replied that I did very occasionally, and when asked to measure my use I estimated once every 2-3 months. Stupid fucking mistake on my part, I know, I should have just kept my mouth shut.
So BAM, smoker rates on the life insurance. Pretty much upped the premium by 50%. We're renewing this year and I'd like to get that designation removed, so now I have to fill out a shitload of questionnaires and other bullshit to get the preferred non-smoker rates. They may be taking a piss test, even.
Got any good links or websites that talk about how long pot stays in the system and stuff? I wouldn't say I consume a lot, and right now I've decided to drop it altogether for a little while, but if they want me to pee in a cup in a couple weeks, I just want to make sure I'm good otherwise I'll delay it as much as possible. Rough summary of my usage for the past while:
Jan-Mar - occasional use on weekends didn't buy any for myself, I'd just mooch of people on ski trips etc
April - bought a 1/2 oz at the beginning of the month, and from then until the end of the month smoked daily until it was gone (gave a bit to friends as well). As I said I'm not a big consumer when I have pot, but I do smoke it regularly if I have it (just small amounts). Stopped smoking earlier this week.
I have no idea what kind of thresholds or acceptable levels they'll have, I just know it's Transamerica Life and they're probably going to be really fucking anal about it. |